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CDs & IRAs

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Queenstown Bank offers many different CD and IRA options to meet your needs.

Certificates of Deposit

Our fixed rate CD's are offered with terms ranging from 6 months to 5 years. There are several interest payment options including compounding interest, interest paid to you by check or credited to another account. Rate Adjustable Deposit (RAD) options are also available for certain terms. Each RAD CD permits one rate increase per term.

An early withdrawal penalty may be imposed on all time accounts if closed prior to maturity.

Please call for current rates.

Individual Retirement Account (IRA)

IRA accounts offer tax deferral on all interest earned as well as possible tax deductions for qualifying depositors. Ask our customer service representatives for additional information on IRA accounts available.

An early withdrawal penalty may be imposed on all time accounts if closed prior to maturity.