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REWARDS

HIGH INTEREST

CASH BACK

ACCOUNT

Free Kasasa Cash® Checking

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Free Kasasa Cash Back® Checking

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BEST FOR High Balances Debit Card Transactions
REWARDS
  • Earn 3.00% APY* on balances up to $15,000 when qualifications are met
  • Earn 3.00% to 0.65% APY on balances over $15,000 depending on balance in account*
  • Earn 0.05% APY* on all balances, even if qualifications are not met
  • Refunds on ATM fees nationwide (up to $25 monthly)*
  •  Earn 3.00% cash back on everyday debit card purchases*
  • Earn up to $144.00 cash back per year, $12.00 per month*
  • Refunds on ATM fees nationwide (up to $25 monthly)*

MONTHLY SERVICE FEE

$0

$0

MINIMUM BALANCE 

$0

$0

FREE ONLINE BANKING WITH BILL PAY

Yes

Yes

OPENING DEPOSIT

$20

$20

 

 

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Free Kasasa Cash Checking
Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
• At least 1 direct deposit or ACH payment transaction
• At least 12 PIN-based / signature-based debit card purchases
• Be enrolled in and have agreed to receive e-statements rather than paper statements
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Click here to view the Qualification Cycle Calendar.
*Reward Information:
When you meet your account's qualifications during a Monthly Qualification Cycle, daily balances up to and including $15,000 receive an APY of 3.00%; and daily balances over $15,000 earn an interest rate of 0.30% on the portion of the daily balance over $15,000, resulting in a range from 3.00% to 0.65% APY depending on the account's daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your qualifications are not met, nationwide ATM withdrawal fees are not reimbursed and the entire daily balance in the Kasasa Cash account earns 0.05% APY. Interest and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 6/24/2019. APY calculations are based on an assumed balance of $15,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account. $20 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH payment and eStatement enrollment are condition(s) of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 2 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. We reserve the right to convert the account to a regular checking account if the qualifying requirements are not met for over three (3) consecutive Statement Cycles. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Free Kasasa Cash Back
Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
• At least 1 direct deposit or ACH payment transaction(s)
• At least 12 PIN-based / signature-based debit card purchases
• Be enrolled in and have agreed to receive e-statements rather than paper statements
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Click here to view the Qualification Cycle Calendar.
*Reward Information:
When you meet your account's qualifications during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $400 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $12 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your qualifications are not met, cash back payments are not made and nationwide ATM withdrawal fees are not reimbursed. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH payment and eStatement enrollment are condition(s) of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 2 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. We reserve the right to convert the account to a regular checking account if the qualifying requirements are not met for over three (3) consecutive Statement Cycles. Contact one of our bank representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.