Personal Loans

Queenstown Bank has been meeting the financial needs of our community for over 100 years. Our employees live and work here in the communities we serve. We're your friends, your neighbors and your trusted community bankers. We know that personal lending needs vary greatly from person to person. For some it could mean a new car or an addition to your home. For others, a personal loan would be needed for consolidating debt or even for taking a long overdue vacation.


Personal Loan Options

You'll find that we offer flexible consumer loans made to fit a wide variety of needs. At Queenstown Bank, all loan decisions are made quickly and locally.

Some of our most requested consumer lending options are listed below. Please call (410) 827-8881, email our lending department or visit any of our convenient offices and one of our knowledgeable, experienced lenders will assist you in determining the best borrowing option for your circumstances.

All loans are subject to credit approval and underwriting requirements.

Auto Loans

Searching for a new car or looking to refinance the car you have? We offer competitive rates on loans for both new and used vehicles for various terms. Credit decisions are made locally and delivered promptly. Stop by any branch location and an associate will be available to assist you.

Real Estate Loans

Are you ready to buy a new home? The Queenstown Bank of Maryland can help you and your family realize your dreams with the purchase of a home. A Queenstown Bank Mortgage Loan Specialist can make the process of buying a home an enjoyable experience. We're proud to offer a variety of mortgage loan options at very competitive rates. Some of our most popular mortgage loans include:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Construction Loans


Queenstown Bank’s Home Equity Programs allow you to take advantage of the great rates and tax benefits that borrowing based on your home's equity may provide. Your credit line or fixed rate loan can be used for purposes such as home improvements, educational expenses, medical expenses, automobile repairs, debt consolidation or whatever you need. Queenstown Bank offers the following home equity options:

  • Variable Rate Home Equity Lines of Credit
  • Fixed Rate Home Equity Loans

Other Personal Loans

Customers can get the funds they need for a variety of reasons; debt consolidation, vacation expenses or other personal needs. We are committed to helping you with all of your credit needs. At Queenstown Bank, you will experience an easy application process, quick turnaround time and local loan decisions. Stop by any branch location and an associate will be available to assist you.


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