Multi-Factor Authentication for Security
As cybercrimes become more sophisticated, so must the measures we take to ensure your safety and security while banking online. In response to these threats, Queenstown Bank hass introduced a one-time passcode verification feature, where we will help ensure that your Online Banking experience remains safe and secure. This added security feature is designed to confirm your identity and prevent unauthorized access to your account information.
Login Defenses - A real-time decisioning tool utilizing your device and location attributes to defend against cyber fraud.
Out-of-Bank Authentication - If the real-time decisioning tool determines additional authentication is needed, you will receive a Security Challenge and be given the option to receive a one-time passcode (OTP) via text message or automated phone call to complete the login process.
• All personal Online and Mobile Banking users will be required to enroll a phone number to deliver your one-time passcode(s).
To avoid interruption in accessing your accounts, please make sure the phone numbers listed on your accounts are accurate. To view your current contact information, you must log into Retail Online through a browser. Click on "Profile" at the top right of your screen. You will then see options to make changes to your phone numbers, email and more.
Instructions for Enrollment
Choose how to receive your one-time passcode
Instructions for First Time Log In with OTP:
1. Enter your username and password and click Log In.
3. Enter your one-time passcode.
Once you receive your recorded or SMS delivered passcode, you will be prompted to enter the passcode.
Want more information?
Watch the tutorial below for additional information.
Mobile and Tablet Banking with Mobiliti
Mobiliti offers two ways to access your accounts. You can choose either of these options, depending on the capabilities of your mobile device. Your mobile phone provider may charge access fees or data usage fees to obtain web access or send and receive text messages. Check with your service carrier for more details on specific fees.
Can I use my iPhone or Android phone or tablet to access Mobiliti?
You sure can! The Mobiliti downloadable app is available in both the Google Play and iTunes App Store. Text messaging and mobile browser can also be used. Message and data rates apply.
Can I use my regular flip phone or basic feature phone to access Mobiliti?
Absolutely! Most regular flip phones have the ability to text message and there are even a few with mobile browser capabilities. It all depends on the device. Message and data rates apply.
Before signing up for the service, take a moment and ask yourself, is my mobile device or tablet secure? Mobile device and tablet technology has come a long way in the last decade and it's important for you to know what you can do to protect yourself.
To use the downloadable App, your mobile device or tablet must have an operating system that supports applications downloads and may require a data service plan. The Queenstown Bank of Maryland Mobiliti App can be downloaded from the iTunes App and Google Play stores. Message and data rates apply.
Enrolling is easy! Simply visit the iTunes or Google Play store and search for Queenstown Bank of Maryland. Our Mobiliti application will display in your search results. Download the application to your mobile device or tablet. After downloading enroll with your banking information, accept the Terms and Conditions for mobile/tablet banking and you're all set!
Using Short Message Service (SMS) text messaging, you can:
No smartphone required! All you need is a mobile device that is able to send and receive text messages. Most mobile devices are capable of sending and receiving text messages, so your phone is most likely compatible with Mobiliti. Message and data rates apply.
NotifiSM Alerts for Mobile Banking
Know what's happening with your finances, the moment it happens.
With our mobile Alerts, monitoring your account activity is easy. Let's say you'd like to know when the balance in your checking account is getting low. Just enter the amount to watch for, and If your balance ever drops below it, we'll notify you. You can add as many alerts as you'd like and you can remove them at any time. Real-time alerts are a simple yet powerful way to stay connected to your account information.
Is Mobiliti secure?
Mobiliti employs industry best practices with regards to security and offers the following security safeguards:
Queenstown Bank of Maryland encourages our customers to use best practices when using mobile devices or tablets. Never share your banking information with anyone.
Is my personal financial information stored on my phone?
No. Mobiliti™ does not save any files with personal or financial information on your mobile device or tablet.
Which accounts can I access using Mobiliti?
You can access any account you are a primary or direct owner of. During enrollment, you select which account you want to access via your mobile device or tablet. If at any time you wish to add or remove accounts from view in Mobiliti, simply log into Online Banking and click on Profile > Mobile Banking > Manage Devices.
How current is the account and transaction information?
When you view your account balance, you see the current available balance in your account. When you view transactions history, you see the most recently posted and pending transactions.
Can I add more than one mobile phone or tablet?
Yes. You can enroll several mobile devices or tablets for Mobiliti. To add a new phone, simply log into Online Banking and click on Profile > Mobile Banking > Manage Devices.
What if my phone number changes?
If your mobile number changes, no problem. Simply update your device information by logging into Online Banking and click on Profile > Mobile Banking > Manage Devices.
What if my phone or tablet is lost or stolen?
If your mobile device or tablet is stolen, no one can access your account without knowing your password. To prevent unauthorized access to your account, you can deactivate your phone by logging into Online Banking and clicking on Profile > Mobile Banking > Manage Devices.
How do I stop using Mobiliti on my phone or tablet?
To stop using Mobiliti, simply log into Online Banking and click on Profile > Mobile Banking > Manage Devices.
What if I get a new phone or tablet?
Getting a new phone or tablet is no problem. All you have to do is log into Online Banking and click on Profile > Mobile Banking > Manage Devices. From the device manager, you can resend any of the links needed and/or download the application again to install on your new phone or tablet.
Which phones can I use for Mobiliti?
iPhone, Samsung, HTC, LG and Motorola phones using an iOS or Android operating system are supported by Mobiliti.
Which tablets can I use for Mobiliti?Models supported include these major brands: Samsung, Apple and Google.
Which mobile service carriers support Mobiliti?
Mobiliti works on all Tier I service carriers in the United States: AT&T, T-Mobile® and Verizon Wireless.