Free Kasasa Saver

Open Now View Rates

If you already have the best rewards checking account, why not pair it with a savings counterpart! Kasasa Saver® works together with either your Kasasa Cash Back® or Kasasa Cash® checking account. The rewards you earn in either account are automatically deposited to your linked Kasasa Saver account. All you have to do is meet the easy monthly qualifications. Did we mention that Kasasa Saver also earns its' own amazing interest rate!


  • Earn 0.75% APY* on balances up to $20,000
  • 0.75% to 0.29% APY on balances over $20,000 depending on balance in account*
  • Earn 0.01% APY* if qualifications aren't met
  • Link a Free Kasasa Saver account to a Free Kasasa Cash Back or Free Kasasa Cash account for free!
  • No minimum balance requirement
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • $20 minimum deposit to open
  • Limited to six (6) non-personal withdrawals/transfers per month. If the limit of six (6) is exceeded, there will be a $5 fee per occurrence.

It's Easy to Qualify!

Qualifying for your Free Kasasa Cash Back or Free Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate. Simply do the following activities and transactions in your Kasasa Cash Back or Kasasa Cash account each monthly qualification cycle:

  • Have at least 1 direct deposit or ACH payment transaction(s)
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

It's no problem if you don't meet the qualifications one month. Both accounts are still free and you still earn our base interest rate in your Kasasa Saver account. And you can get back to earning rewards the very next cycle. 

Open Now


Free Kasasa Saver
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Click here to view the Qualification Calendar.
*Reward Information:
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Saver: daily balances up to and including $20,000 in your Kasasa Saver account earn an APY of 0.75% and daily balances over $20,000 earn an interest rate of 0.20% on the portion of the daily balance over $20,000, resulting in a range from 0.75% to 0.29% APY depending on the account's daily balance. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made and: Kasasa Saver: the entire daily balance in the Kasasa Saver account earns 0.01% APY.
Interest will be credited to your Kasasa Saver and Kasasa Cash accounts on the last day of the current statement cycle. If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply: Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 6/10/2020. APY calculations are based on an assumed balance of $20,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open Kasasa checking accounts. $20 minimum deposit is required to open the Kasasa Saver account. Monthly Direct Deposit/ACH credit or ACH payment, and eStatement enrollment are conditions of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account(s). Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications. Limit of 2 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back or Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa, Kasasa Saver, Kasasa Cash Back and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.